Financing Options

Customers interested in purchasing Sharmax vehicles in Egypt can contact our team to check which consumer financing options, if any, are available for their selected model.

Availability and eligibility depend on the vehicle, its price, the finance provider's requirements and the outcome of the application review.

Financing Consultation

To learn about available financing options, eligibility requirements and necessary documents, contact the Sharmax Egypt team by phone, email or visit our showroom.

Phone: +20 10 4040 4039

Email: [email protected]

In person: Sharmax Showroom in New Cairo, Ain Sokhna Road, New Cairo, Egypt.

When contacting us, please provide the vehicle model and your preferred purchase location.

Requesting information does not commit you to a purchase or guarantee financing approval. The finance provider determines the final terms after reviewing the application.

Sharmax Egypt works with Seven, TRU, Sohoola and Halan to offer financing options for eligible purchases.  Available programmes depend on the selected vehicle, purchase amount and the provider’s assessment. 

Contact our team to find out which options apply to your purchase. Before entering into an agreement, request the provider’s full legal name, the applicable financing rate and calculation method, any required down payment, fees and insurance costs, the repayment schedule and the total amount payable. 

Financing is provided under a separate agreement with the relevant finance provider. Approval and final financing terms are determined by that provider.

1. Choose Your Vehicle

Find the motorcycle, ATV, scooter or other Sharmax vehicle you are interested in. Make a note of the model name or share a link to its product page.

Confirm the current price and availability before requesting financing details.

2. Ask About Available Options

Contact the Sharmax team to enquire about financing options for your selected product.

Ask which finance provider would review your application, what eligibility requirements apply and which documents may be needed. Before proceeding, confirm the provider's legal name, regulatory status and applicable financing terms.

3. Review the Financing Details

Before agreeing to a financing arrangement, check:

• The vehicle's purchase price;
• The required down payment, if any;
• The amount to be financed;
• The financing period and number of instalments;
• The interest or financing rate and how it is calculated;
• The amount and due dates of repayments;
• The total amount payable;
• Administrative fees, insurance costs and other charges;
• Early repayment terms and any applicable late-payment charges.

Any preliminary estimate should be checked against the final financing offer and repayment schedule.

4. Review the Agreement

Read the terms provided by the finance provider before signing. Make sure you understand your payment obligations, the identity of the finance provider and the conditions governing the purchase and delivery of the vehicle.

What Determines Financing Terms?

Available financing options may vary depending on the vehicle, its price, the requested financing amount, the repayment period and the applicant's eligibility. The finance provider assesses each application and determines the final terms.

When comparing options, consider the total amount payable rather than the monthly instalment alone. A longer repayment period may reduce individual payments while increasing the overall cost.

Additional Fees and Expenses

Depending on the financing arrangement, administrative fees, insurance costs and other charges may apply. Before accepting an offer, ask for a breakdown of all applicable costs and check whether they are payable upfront, separately or as part of the financed amount. Confirm whether any insurance coverage or additional service is required under the selected arrangement, how it is paid for and how it affects the total cost.

Is a down payment required?

This depends on the selected finance provider and programme. Ask for the required amount before proceeding with an application.

What documents will I need?

Documentation and eligibility requirements vary by provider. The provider will confirm what is needed for the application.

Can I check my monthly instalment in advance?

You can request an indicative calculation where available. The final amount, number and due dates of instalments will be specified in the financing documents.

How long does approval take?

Processing times depend on the provider, the application and any required checks. An enquiry or preliminary assessment does not guarantee approval.

Can I repay the financing early?

Early repayment rights and any applicable conditions should be explained in the financing agreement. Ask the provider for the relevant terms before signing.

Does requesting information commit me to a purchase?

No. Requesting general information does not, by itself, require you to purchase a vehicle or enter into a financing agreement.

Get Financing Information

Contact the Sharmax Egypt team using the contact details provided on this website to ask about available financing options for your selected vehicle.

Please provide the model name and your preferred purchase location.

Important: Financing is subject to provider approval, eligibility requirements and the terms of the relevant agreement. Final rates, fees and repayments may differ from preliminary estimates. Review the complete financing terms and assess your ability to meet the payment obligations before entering into an agreement.